5 Email Terms You Are Misusing


Came across this article in the past. It can serve as a good reminder too! Well, it’s not too late to start making some changes.

Here are the 5 email terms that you might been misusing:

1. As attached

Whenever there is an attachment, a healthy practice that most people adopt is to point out the existence of the attachment in the text of the email. This is great; unfortunately, many email senders fall prey to a very common grammar mistake.

The most prevalent example is “Please find the documents as attached”. Unless these documents have been wedded in the eyes of the law, this sentence is grammatically wrong. A better and more modern phrase to use would be: “I have attached the documents in this email.”

2. With regards to…

At some point or other when you were crafting your email, you might have used the phrase “With regards to” when you’re bringing up a point or changing the focus of the email. Some common examples are:

• With regards to your proposal…

• With regards to your request…

“With regards to” is grammatically wrong. The correct term is “With regard to” although there are far simpler terms that you can use, such as “Concerning”, “About” or even “Regarding”.

3. Please advice

Normally included at the end of emails as a call to action, “please advice” is an oft-used phrase when the email sender is asking for approval or input from the recipient. However, “please advice” will have your English teacher spitting out his or her morning coffee as well as a round of after-school lessons on the difference between verbs and nouns.

The word you’re looking for is “advise”, which is a verb whereas “advice” is a noun. So, the correct phrase or sentence is “Please advise.”

4. Dateline

Unless you’re referring to the meridian running across the town of Greenwich marking Greenwich Mean Time or the number to a chat-line, “dateline” does not actually make any sense. What most people mean when they use the word “dateline” is actually “deadline”.

Common wrong examples include:

• Please advice (!) on the dateline of this proposal.

• The dateline for this project is 30 February 2013.

The next time you want to inform the stakeholders in your project of when it needs to be completed, remember it is “deadline” and not the number to a shady call centre.

5. Revert

Quite possibly the most abused word in the electronic mail landscape, “revert” can usually be found at least once in your emails for the day. If you have gotten an email with this phrase “Please revert as soon as possible”, feel free to charge the sender with culpable homicide not amounting to murder of the English language.

Revert does not mean “reply”; it actually means “to return to a previous state”.

Wrong usage: Please revert with the details.

Correct usage: She reverted to her evil ways.

A correct and friendlier sentence that you can use to replace “Please revert as soon as possible” is “I look forward to hearing from you soon.”

Original article:  https://sg.finance.yahoo.com/news/5-email-terms-misusing-015740175.html


Investing Habits


There are many ways to kick start the investor in you. Or I should say, to get you to jump on the wagon, to start your passive income journey. I believe you might see these points somewhere before.. but well, no harm for me to pen them down, right? This could come in handy.. to remind myself too.

Invest early

One should start investing when they are young. It can be as soon as when they entered workforce. For fresh graduates, other than having to service their education debts, setting aside allowance for their parents, purchase of insurance for self, they tend to have lesser risks compared to older adults. When adults grow, they will move to different phases, such as starting families, weaker health, more debts to service, and the list goes on. On the other hand, young adults will have more time to work for their income, to regain their whatever loss, and therefore they are much more able to take risks.

Cultivate good discipline

One should not expect savings to appear instantly when they just joined the workforce, or even for those who have been working for some time. It is important to understand that in order to invest, you have to build up your capital over a period of time. And for this to work, self-discipline is important in this aspect.

Especially during pay day, when you get to see the nice salary credited to your account. The temptation is there, for you to spurge on things you’ve always wanted to get. Mind you, those are not the things that you actually need. Before you happily begin to swipe those cards, do transfer a portion for your savings.

Set attainable goals

Create goals, such as setting aside 15-20% of your salary for investments. This goes without saying, the more you set aside the faster you will be able to achieve a sum of capital. However, don’t forget to keep a balance between your investments and social life too. You want to be able to enjoy the money you’ve earned somehow, right?

These habits are not hard to cultivate, it’s just whether when will you actually get yourself started. So, what are you waiting for?

CNBC 1 hour interview with Warren Buffet


There was a one hour interview on CNBC with Warren Buffet, the second richest man who has donated $31 billion to charity. Here are some very interesting aspects of his life:


  1. He bought his first share at age 11 and he now regrets that he started too late!
  2. He bought a small farm at age 14 with savings from delivering newspapers.
  3. He still lives in the same small 3-bedroom house in mid-town Omaha that he bought after he got married 50 years ago. He says that he has everything he needs in that house. His house does not have a wall or a fence.
  4. He drives his own car everywhere and does not have a driver or security people around him.
  5. He never travels by private jet, although he owns the world’s largest private jet company.
  6. His company, Berkshire Hathaway, owns 63 companies.
  7. He writes only one letter each year to the CEOs of these companies, giving them goals for the year. He never holds meetings or calls them on a regular basis.
  8. He has given his CEO’s only two rules. Rule number 1: do not lose any of your share holder’s money. Rule number 2: Do not forget rule number 1.
  9. He does not socialize with the high society crowd. His past time after he gets home is to make himself some popcorn and watch Television.
  10. Bill Gates, the world’s richest man met him for the first time only 5 years ago. Bill Gates did not think he had anything in common with Warren Buffet. So he had scheduled his meeting only for half hour. But when Gates met him, the meeting lasted for ten hours and Bill Gates became a devotee of Warren Buffet.
  11. Warren Buffet does not carry a cell phone, nor has a computer on his desk.


His advice to young people: Stay away from credit cards and invest in yourself and remember:


  1. Money doesn’t create man; it is the man who created money.
  2. Live your life as simple as you are.
  3. Don’t do what others say, just listen to them, but do what you feel good.
  4. Don’t go for brand name; just wear those things in which u feel comfortable.
  5. Don’t waste your money on unnecessary things; just spend on those who really are in need.
  6. After all it’s your life so why give chance to others to rule your life.